Surety Bonds Quote

Texas Surety Bonds

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7,000+ Bond Types   |   Approval in Minutes   |   24/7 Online Access


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Instant quotes • 7,000+ bond types • Most approved same day

What Is a Surety Bond?

A surety bond is a three-party agreement that guarantees one party will fulfill its obligations to another. If the bonded party fails to meet those obligations, the bond provides financial compensation to the harmed party. In Texas, surety bonds are required for thousands of professions, contracts, and business activities.

At TAP Insurance Texas, we make getting bonded simple. Whether you need a contractor bond, notary bond, auto dealer bond, or any of the 7,000+ bond types available, we can help you get approved quickly and affordably.

How Surety Bonds Work

Step 1: Apply — Tell us what type of bond you need and the required bond amount. Most applications take less than 2 minutes.

Step 2: Get Quoted — We shop multiple surety companies to find you the best rate. Many bonds are approved instantly with rates starting as low as 1% of the bond amount.

Step 3: Get Bonded — Once approved, your bond is issued and delivered electronically. Many bonds are available for same-day issuance.

Popular Bond Types We Offer

Contractor Bonds
Performance, payment, and bid bonds for Texas contractors and construction projects.
Notary Bonds
Required $10,000 bond for all Texas notaries public. Instant issuance available.
Auto Dealer Bonds
GDN bonds required for Texas motor vehicle dealer licensing. Fast approval.
License & Permit Bonds
Required for various Texas business licenses including contractors, mortgage brokers, and more.
Court Bonds
Appeal bonds, guardian bonds, administrator bonds, and other fiduciary bonds for Texas courts.
Commercial Bonds
Freight broker bonds (BMC-84), customs bonds, ERISA bonds, and other federal and state requirements.

Why Choose TAP Insurance for Your Surety Bond?

Independent Agency Advantage: We work with multiple surety companies, not just one. That means we shop for the best rates and find approval even if you have been declined elsewhere.

Fast Turnaround: Many bonds are approved and issued the same day. Our online process is simple and takes minutes, not hours.

Expert Guidance: Not sure which bond you need? Our team will help you identify the exact bond type and amount required for your situation.

Competitive Rates: Rates start as low as 1% of the bond amount for qualified applicants. We work with applicants of all credit levels.

Frequently Asked Questions

How much does a surety bond cost?
Surety bond premiums typically range from 1% to 15% of the bond amount, depending on the bond type, your credit score, and financial history. A $10,000 notary bond might cost as little as $100 per year.

How long does it take to get a surety bond?
Many standard bonds (notary, auto dealer, license bonds) can be issued the same day. Larger contract bonds may take 1-3 business days for underwriting review.

What if I have bad credit?
We work with surety companies that specialize in applicants with all credit levels. While rates may be higher, we can often find approval where others cannot.

Do I need a surety bond in Texas?
If you are a notary, auto dealer, contractor working on public projects, freight broker, or hold certain business licenses, Texas law likely requires you to be bonded. Contact us and we will help you determine your requirements.

What is the difference between a surety bond and insurance?
Insurance protects the policyholder. A surety bond protects the party requiring the bond (the obligee). If a claim is paid on your bond, you are responsible for repaying the surety company.

Ready to Get Bonded?

Call us today for a free surety bond quote. We make it fast, easy, and affordable.

Apply for Your Surety Bond Now →

No obligation • Takes less than 2 minutes • Available 24/7

Or call us directly:

(800) 666-2254

Mon–Fri 7AM–7PM  |  Sat 9AM–6PM  |  Sun by Appointment

Email: agent@tapinsuretx.com

TAP Insurance Texas | Rhome, TX | Serving all of Texas and Oklahoma