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Step-by-Step Guide: How to Get Your Own Trucking Authority

Provided by TAP Insurance – Experts in Truck Insurance for Texas Truckers

STEP 1: Form Your Business

Set up a legal business entity to operate under.

• Choose a name (matching your DOT filings)
• Register as an LLC, Corporation, or Sole Proprietor
• Get an EIN (Employer Identification Number) from the IRS

 TIP: Make sure your business name matches your FMCSA registration exactly.

 STEP 2: Apply for Your DOT & MC Numbers

Register with the FMCSA to become a licensed carrier.

• Go to: https://www.fmcsa.dot.gov
• File an OP-1 application to get your:
• USDOT Number (tracks safety records)
• MC Number (gives you authority to haul freight)

 $300 filing fee is required

 STEP 3: Set Up Your Truck Insurance

Before the FMCSA activates your authority, they must receive proof of coverage.

You’ll need:

• Primary Liability Insurance ($750K–$1M)
• Cargo Insurance (usually $100K+)
• Optional: Physical Damage, Bobtail/NTL, General Liability

 Call TAP Insurance to shop the best rates from top-rated commercial carriers.

We’ll file your Form BMC-91X with the FMCSA for you.

 STEP 4: File a BOC-3 (Process Agent Form)

This assigns a legal representative in each state where you operate.

• A BOC-3 must be filed by a third-party process agent
• TAP Insurance can refer you to one if needed

 STEP 5: Register for UCR (Unified Carrier Registration)

If you cross state lines, you need to pay UCR fees annually.

• Visit https://www.ucr.gov
• Fees depend on the number of trucks you operate

 STEP 6: Get IRP & IFTA if Operating Interstate

Register your vehicle for multi-state travel:

• IRP (International Registration Plan) – for apportioned plates
• IFTA (International Fuel Tax Agreement) – fuel tax reporting

Apply through your state’s DMV or motor carrier division (Texas: TxDMV)

 STEP 7: Enroll in a Drug & Alcohol Testing Program

FMCSA requires enrollment in a DOT-compliant program if you’re operating CDL vehicles.

• Required for all CDL drivers operating under your authority

 STEP 8: Get a DOT-Compliant ELD

You must have an Electronic Logging Device to track hours of service unless you qualify for an exemption.

 STEP 9: Activate Your Authority

Once insurance is filed and your BOC-3 is submitted:

• FMCSA will grant your authority (can take 20–30 days)
• You’ll receive an active MC number and be eligible to haul freight

 STEP 10: Get Load Ready

Now you’re set to start booking freight!

• Sign up for load boards like DAT or TruckStop
• Build broker relationships (many require COIs, W-9, etc.)
• Maintain records, renew UCR annually, and stay DOT compliant

 Need Help With Truck Insurance?

TAP Insurance specializes in helping new authorities get fast, affordable coverage to hit the road confidently.

We’ll help you:

• Get the right coverage the first time
• File all required forms with the FMCSA
• Get fast COIs to book loads quickly