TAP Insurance Agency Blog

July 30, 2024

Welcome to our new insurance agency blog!

 

This is our very first post. We're not quite sure what we're going to write about here, but the plan is to create helpful content for customers and prospective clients about information that is relevant to you.

 

We hope you'll come to view this as a top resource for keeping your family and your finances safe.

 

Here are a few of the topics we may be writing about:

  • Answers to clients' frequently asked questions.
  • Helpful information about insurance shopping.
  • Safety and Health Tips and Ideas.
  • Local Community Information.

 

Stay Tuned!

TAP Insurance Agency Blog

A woman is sitting on a bench using a laptop computer.
Hands comparing two printed insurance quotes side by side on a desk, checking for an agency fee
By Nate Mclaughlin September 13, 2026
Some Texas agencies add a fee on top of your premium. Learn what state law requires, how to spot it on a quote, and why TAP Insurance Agency never charges one.
Three people sit and talk across a table during an in-person auto insurance review meeting in Texas.
By Nate Mclaughlin September 12, 2026
Turned down by two Texas auto insurers? TAIPA is the state's assigned-risk plan. Learn who qualifies, what it covers, and how to get back to a normal policy.
Close-up of a yellow certification label on a vehicle, the sticker that settles the CDL question
By Nate Mclaughlin September 12, 2026
Does your hotshot rig need a CDL in Texas? Learn how the 26,001-pound combination rating works, why empty weight is irrelevant, and what it costs you.
Older white Ford work pickup parked outside a commercial building behind a chain-link fence
By Nate Mclaughlin September 11, 2026
When an employee drives their own car for work, your business can still be sued after a wreck. Here is how hired and non-owned auto coverage closes that gap.
An open file drawer of folders at home, the kind of place a family keeps its life insurance papers
By Nate Mclaughlin September 11, 2026
Naming an ex-spouse or a minor as beneficiary can tie up a Texas family's life insurance payout for months. Learn the common mistakes and how to fix them.
Close-up of a hand holding a gold pen signing the signature line of a printed commercial contract
By Nate Mclaughlin September 10, 2026
A waiver of subrogation shows up in most Texas commercial contracts. Here's what it means, what it costs, which policies it touches, and how to get it added.
A tractor-trailer backed up to a metal warehouse on a flat sunny lot, a typical two-truck yard
By Nate Mclaughlin September 10, 2026
Hiring your first driver and buying a second truck change how your trucking insurance gets underwritten. Here is what to line up before you sign for either.
Welder in a protective mask grinding steel inside an industrial shop, the kind of skilled trade own-
By Nate Mclaughlin September 9, 2026
Own-occupation and any-occupation disability policies pay very differently after an injury. Here is what each definition means for Texas workers and business owners.
Vehicles strapped down on an open car trailer, the load a Texas auto transporter insures every run
By Nate Mclaughlin September 9, 2026
Hauling cars in Texas? Learn why cargo coverage on an auto transporter works differently, what limits brokers require, and the gaps that leave you paying.
Homeowner reading an insurance non-renewal letter at the kitchen table of a North Texas home
By Nate Mclaughlin September 8, 2026
Texas HB 2067 requires insurers to automatically explain a declined, cancelled or non-renewed home or auto policy. Here is how to actually use that letter.
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